Sorry to hear about your accidents, that’s so unlucky to have had the same injury on both sides! I guess you’ll never cycle close to a parked car again! That’s a hard-won lesson, though.
No, I’m not renewing, but that’s due to my difficulty fitting the cycling into my life at the moment. If the system will let me, I’d like to switch to the pay-as-you-go model, though I haven’t tried to do that yet.